Consumer Loan Rates
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Home Improvement Loans - Primary Residence4
| Amount | Terms |
Interest Rate |
Annual Percentage Rate (APR) | Monthly Payment |
|
$2,000 - $20,000 |
12 to 60 months | 9.490% | 9.598% |
$209.97 |
|
$10,001 - $20,000 |
61 to 96 months | 9.990% | 10.062% | $151.69 |
Home Improvement Loans - Investment Property4
| Amount | Terms | Interest Rate | Annual Percentage Rate (APR) | Monthly Payment |
|
$2,000 - $20,000 |
12 to 60 months | 11.990% | 12.100% | $222.39 |
|
$10,001 - $20,000 |
61 to 96 months | 12.490% | 12.565% | $165.23 |
Personal Loans3
| Amount | Terms | Interest Rate | Annual Percentage Rate (APR) | Monthly Payment |
|
$1,000 - $20,000 |
12 to 60 months | 12.490% | 12.601% | $224.93 |
|
$10,001 - $20,000 |
61 to 96 months | 12.990% | 13.065% | $227.48 |
New & Used Autos2
| Year | Terms |
Interest |
Annual Percentage Rate (APR) | Monthly Payment (per $10,000) |
| New: | ||||
| Up to 60 months | 6.490% | 6.911% | $195.61 | |
| Up to 72 months | 6.990% | 7.348% | $170.44 | |
| Used <90,000 miles | ||||
| 0-2 years old | Up to 60 months | 6.990% | 7.413% | $197.96 |
| 3-4 years old | Up to 60 months | 7.490% | 7.915% | $200.33 |
| 5-10 years old | Up to 60 months | 9.990% | 10.425% | $212.42 |
Recreational Vehicles - $2,000 -$35,000
| Type | Terms |
Interest |
Annual Percentage Rate (APR) | Monthly Payment (per $10,000) |
| New | Up to 60 months | 7.990% | 8.417% | $202.72 |
| Used1 | Up to 48 months | 8.490% | 9.016% | $246.44 |
Recreational Vehicles - More Than $35,000
| Type | Terms |
Interest |
Annual Percentage Rate (APR) | Monthly Payment (per $10,000) |
| New | 61 to 120 months | 9.240% | 9.299% | $127.98 |
| Used1 | 49 to 120 months | 9.990% | 10.505% | $132.10 |
Rates are subject to change without notice. Payments do not include taxes and insurance premiums, if applicable. Rate reduction options may be available for new customers opening a new FSB checking or savings account and by establishing loan auto payment from the FSB checking or savings account.
1 Used recreational vehicles are vehicles up to 5 years old.
2 Down payment and interest rate for new and used auto loans may vary based upon credit rating.
3 Credit rating may effect the term and maximum loan amount. APR and payment based on a loan amount of $10,000 and max term for loan product.
4 Homeowners making improvements to their owner-occupied primary residence (1 to 2 units), investment property or a vacation home on a permanent foundation are eligible. No minimum income level required to apply. Pricing varies by term and property ownership level. Credit rating may effect the term and maximum loan amount.
5A $25 processing fee will be assessed at closing to all consumer loans.