Personal Deposit Accounts
Print this page| Minimum Deposit to Open |
Minimum Balance to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
|
| Essential Checking | $25 | N/A | N/A | N/A |
| NOW Checking | $300 | $300 | 0.01% | 0.01% |
| Peak Money Market | $2,500 | $2,500 | 0.05% | 0.05% |
| $25,000 | 0.15% | 0.15% | ||
| $50,000 | 0.25% | 0.25% | ||
| $75,000 | 0.50% | 0.50% | ||
| Coastline Money Market | $75,000 | $2,500 | 0.35% | 0.35% |
| $75,000 | 3.21% | 3.25% | ||
| Milestone Money Market | $75,000 | $1,000 | 0.50% | 0.50% |
| $75,000 | 2.47 | 2.50% | ||
| Statement Savings | $10 | $10 | 0.01% | 0.01% |
| $100 | 0.03% | 0.03% | ||
| $50,000 | 0.07% | 0.07% | ||
| Holiday Club | $1 | $1 | 0.50% | 0.50% |
Rates effective as of 12/23/2024. Other terms and conditions may apply. Rates are subject to change without notice. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. See additional information below or a Customer Service Representative for a complete account disclosure.
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Additional Account Information
Essential Checking: There is no minimum balance requirement. No transaction limits apply to this account. eStatements are required for this account.
NOW Checking: The minimum daily balance to obtain the stated APY is $300. If the balance falls below $300 on any day of the statement cycle, a fee of $7 applies.
Peak Money Market: The APY and interest rate on tiered rate accounts will change based on the account balance. If the balance falls below $2,500 on any day of the statement cycle, a fee of $5 applies. A minimum daily balance of $2,500 is required to obtain the stated APY. Available for personal accounts only. Business accounts are not eligible.
Coastline Money Market: The APY and interest rate on tiered rate accounts will change based on the account balance. If the balance falls below $75,000 on any day of the statement cycle, a fee of $10 applies. A minimum daily balance of $2,500 is required to obtain the stated APY. For existing customers, a $75,000 minimum deposit to open the account must consist of new, non-First Seacoast Bank deposits in order to obtain the stated APY. Available for personal accounts only. Business accounts are not eligible.
Milestone Money Market: The APY and interest rate on tiered rate accounts will change based on the account balance. If the daily balance falls below $75,000 on any day of the statement cycle, a minimum balance fee of $10 applies. A minimum daily balance of $1,000 is required to obtain the stated APY. Available for personal accounts only. Business accounts are not eligible.
Statement Savings: A minimum daily balance of $10 is required to obtain the stated APY. If the balance falls below $100 on any day of the statement cycle, a fee of $3 applies.
Holiday Club: A minimum of $1 is required to open this account. Interest is paid on the daily balances up to
$5,000. Deposits in any amount may be made throughout the Club season. After October 3rd, a check representing the current account balance plus any accrued interest will be issued and your account balance will be zeroed out.
Interpreter Services
First Seacoast Bank has partnered with a professional service to offer on-demand telephone and video interpretation at no cost to our customers.
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